German Health Insurance

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In Germany, there are two parallel health insurance systems: State and private health insurance. (a)Our state health insurance is run by the German government. If you are employed and your gross income is under...

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As of 2009, health insurance is mandatory for anyone living and working in Germany - either permanently or temporarily, whether you are a EU citizen or need a visa. As a freelancer you have the option to enroll in ...

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Residence Permit
As of 2009, health insurance is mandatory for anyone living and working in German.
If you are non-EU citizens and would like to stay longer than 90 days in Germany you will have to apply for a Residence Title (visa).

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German Health Insurance

We love to help...

..and we offer clear and jargon-free advice on the different types of german health insurance available in Germany for you and your family. As an independent health insurance broker, we evaluate the top-ranked german health insurance companies and our services are always free. We specialize in health insurance for ex-pats and will help you navigate the jungle of regulations to provide with an optimum and cost-effective health insurance policy.

Don't hesitate to call... we love to help!

  • friendly and knowledgeable service
  • fast and simple processing
  • assistance with form completion
  • we only refer health insurance companies that meet German law requirements
  • guaranteed 48-hour turn around for residence permit applicants
  • specific programs tailored to employees, freelancers and self-employed

Welcome Center Germany

It's an easy matter to facilitate your move to Germany when you choose to rely on the Welcome Center Germany. This useful website was set up in 2015 and has the sole aim of providing assistance to anybody planning to move to Germany. Relocating to any area in Germany is simple if you spend time browsing the information provided by the Welcome Center.

Moving to a new country is difficult for anybody, challenges such as finding a home, physically relocating, setting up local contacts and registering with local services such as doctors and dentists. No matter whether you're moving to Germany for the purposes of study or as a professional worker, the Welcome Center Germany helps provide all the resources and information you need to make your move less stressful and to help you settle into your new location.

You can learn all about visas and work permits at the Welcome Center Germany, or browse all the resources concerning living in Germany. No matter what questions you have about living in your chosen neighbourhood, you're sure to find details and resources on this useful website to provide assistance and point you to other linked services where you can learn more. This one-stop information guide to living and working in Germany should be your first source of information on living, earning, driving, finding schools, and looking for jobs within the German location of your choice. Find out the best way to open a bank account in Germany and information on the major German banks when you access the Money section of the site, that way you'll be better prepared for your new life overseas.

Learning the German language is important to anybody wanting to settle permanently and become accepted within local cultural activities and social events. The Welcome Center Germany can give you information about language courses that provide you the best ways to learn to speak German like a native.

If you're unsure whether to rent a home or buy outright then check out the Housing and Rentals section of the site, you'll discover the articles on homes, accommodations and rentals will give you ideas on the best plan to suit your own circumstances.

If you're looking for German insurances you will find details on all the essential insurance policies you need, such as state insurance, as well as driving and private health insurance details.

Contact the Welcome Center Germany if you need more information about living in Germany. Welcome Center Germany will be happy to help you with any personal concerns you may have and try hard to ensure you receive a great start to your new life in Germany. We hope you enjoy living in our lovely country!


This lady is a GODSEND for any English-speaking families who are new to Germany and confused by the many health insurance options there are here. Bettina helped us to get the very best deal on our health insurance, both in terms of price and quality. I am very happy indeed to recommend Bettina!

Dinah McL. 45 years, British
Director of Corporate Social Responsibility

I came across Ms Ostermann’s Web page and I wrote her about my situation. She not only responded very quickly but she was very personal and professional with guiding me in the right direction. I truly recommend her Services because she has a personal touch in a very professional manner.

Rodney D. 49 years, American
lt Ingenieur

I have found Bettina Ostermann really helpful and expert in the Insurance area. She carefully listened to situation and tried to understand it. Her suggestion was reliable and very helpful. No doubt I would strongly recommend Bettina as a best insurance broker if someone needs any assistance. Thanks a lot Bettina for the help.

Deepak S. 33 years, Indian
Professor of Software Systems

Based on my wonderful experience with Bettina, I strongly recommend anyone living in Germany who need an insurance, to get in contact with Bettina. She is very professional, efficient, customer warm & friendly and talking very good english. You will not miss anything! Vielen Dank, Bettina.

Jerry Z. 32 years, Japanese
Marketing Director

Call us: +49 172 6693862